What Will Your Legacy Be?
Invest Today
See your legacy in the real estate industry blossom during your lifetime. Help us continue to grow our endowment fund with an outright gift of cash, securities, or real estate. Your gift will be a legacy of your generosity in supporting central Indiana’s most crucial organizations in the fight to end homelessness.
Types of Planned Gifts to Consider
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Bequests
A bequest in your will or trust is the most frequently used planned gift and is fully deductible for estate tax purposes. Bequests can take on many forms, such as a specific dollar amount, a percentage of your estate, or the remainder of your estate.
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Life Insurance Policy
You may donate a new policy or designate The REALTOR® Foundation as the beneficiary and/or owner of an existing policy.
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Retirement Plans
IRA or 401(k) plans can be subject to both income and estate taxes, greatly limiting the percentage available for heirs. As a result, you may choose to designate The REALTOR® Foundation as the beneficiary, qualifying the gift for an unlimited estate tax charitable deduction.
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Retirement Plans
IRA or 401(k) plans can be subject to both income and estate taxes, greatly limiting the percentage available for heirs. As a result, you may choose to designate The REALTOR® Foundation as the beneficiary, qualifying the gift for an unlimited estate tax charitable deduction.
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Charitable Lead Trusts
Charitable lead trusts provide a way to pass significant wealth to your heirs at minimal or no transfer-tax cost, while making immediate gifts to the Foundation.
Interested in learning more?
To inform us of your plans or request information please contact Ben Carter at bencarter@realtorfoundation.org or call 317-956-5255.
Choose the Gift That Matches Your Goals
| If your goal is to: | You can: | Your benefits are: |
|---|---|---|
| Make an immediate cash gift | Simply write a check or transfer securities now | An income tax deduction and immediate impact for the REALTOR Foundation |
| Avoid tax on capital gains | Contribute long-term appreciated stock or other securities | A charitable deduction and avoidance of capital gains tax |
| Defer a gift until after your lifetime | Put a revocable bequest in your will (give cash, specific property, or share of the residue) | Full exemption from estate tax for your donations |
| Make a large gift at minimum cost | Contribute a life insurance policy you no longer need | Current and possibly future income tax deductions |
| Avoid the twofold taxation on IRAs or other employee benefit plans | Name your local foundation as the beneficiary of the remainder of the assets after your lifetime | The ability to leave your family other assets that carry less tax |
| Avoid capital gains tax on the sale of a home or other real estate | Donate the property to your foundation or sell it to the foundation at a bargain price | An income tax deduction, plus reduction or elimination of capital gains tax |
| Create a hedge against inflation over the long term | Create a charitable remainder unitrust | A variable income for life and tax benefits |
| Secure a stable guaranteed life income that's part tax free and avoids market risks | Create a gift annuity with cash, stocks or other securities | Tax benefits and often a boosted rate of return from assets |
| Reduce gift and estate taxes on your assets you pass to children or grandchildren | Create a charitable lead trust that pays income to your local foundation for a specific term of years | The estate tax benefits of a gift, but your family keeps the assets |
